Best Santa Maria CD Rates in January 2012
Since we’ve begun a brand new year, it’s a great time to scrutinize your personal finances and find ways to improve them. For example, it may have been a while since you last looked at your bank accounts. An improvement you can make right away is switching your money to a higher earning investment. CD rates in Santa Maria are competitive if you know where to look, so find out if there’s a credit union or bank near you offering a great rate.
Benefits of Santa Maria CD Rates
One of the greatest pros of choosing Santa Maria CD rates over conventional savings accounts and rates is that they’re often a lot higher. This is especially common when it comes to long-term CDs. If you don’t need access to savings for a while, a certificate of deposit is the smarter option.
Highest CD Rates in Santa Maria
6-Month CD Rates
- Heritage Oaks Bank: 0.4%
- Keypoint Credit Union, CA: 0.3%
- American Riviera Bank: 0.2%
12-Month CD Rates
- Heritage Oaks Bank: 0.45%
- Keypoint Credit Union, CA: 0.35%
- American Riviera Bank: 0.3%
2-Year CD Rates
- Heritage Oaks Bank: 0.75%
- American Riviera Bank: 0.55%
- Keypoint Credit Union, CA: 0.55%
Please note that the above Santa Maria CD rates are accurate as of January 23, 2012, but are subject to change in the future at the discretion of the financial institution. You may also be subject to additional requirements in order to obtain an account. Please confirm interest rates before opening an account. You can find the most current interest rates on our Santa Maria CD Rates page.
