A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Santa Maria Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Heritage Oaks Bank 2 Year CD Account |
0.75%
Date: Feb 15, 2012
|
| Keypoint Credit Union, CA 2 Year CD Account |
0.55%
Date: Feb 21, 2012
|
| American Riviera Bank 2 Year CD Account |
0.55%
Date: Feb 8, 2012
|
| Coasthills Credit Union 2 Year CD Account |
0.55%
Date: Feb 8, 2012
|
| American Riviera Bank Savings Account |
0.20% to
0.15% Date: Feb 8, 2012
|

